The payment, the balance and the status in the dashboard should tell the same story. We build financial products that link client actions, operator work and the movement of money. We adapt our own modular Apricode platform to your processes, providers and brand.
// when it fits
You know who the service is for and why they need it. Now it has to work as a system: how a client passes verification, where the money comes from, who approves a transaction and what happens on a refund. We map these links and define what needs to be built.
when it doesn’t
We can take on a single part, such as a client interface, a dashboard, an integration or a website on top of your API. First we work out what the new part has to do and how it will work with your current system.
A website for your systemWe start with how your business will run. Then we pick the modules, interfaces and integrations for that model.
01rates · orders · payouts
The client picks an exchange direction and gets a quote, and the operator sees the order through to completion. Reserves, checks, the ledger and partner rewards run in one process.
Best for: a new exchange service or a move off your current software.
Crypto exchanger software →02accounts · transfers · dashboards
A product for everyday money tasks: multi-currency accounts, saved recipients, transfers and statements. We connect account details and card operations through the providers you choose.
Best for: a client-facing financial service under your brand.
Neobank development →03offer · trust · inquiries
We explain your service and terms, plan the path to an inquiry and pull in the data you need from your system. The website's scope is defined separately from the operations software.
Best for: a working financial service that needs a new public face.
Corporate website →We pick the modules your product needs and set them up to work together.
01start
We discuss your clients, transactions, markets and providers. We decide which scenarios the first launch needs and what must stay under the operator's control.
02
We show how your task maps onto the platform, then pin down the modules, custom work, interfaces, integrations and how the work will be accepted. That becomes the basis for the estimate and the plan.
03
We configure the solution and integrations. In a test environment we check successful transactions, declines, repeated notifications, refunds and the reconciliation scenarios we agreed on.
04launch
We agree on data migration, access, monitoring and the switchover plan. Your team gets the documentation and an agreed format for ongoing support.
MW ExchangeA new web front end works with the existing exchange service via API
Helvetia DigitalRates, a calculator, security explanations and the path to an account in one route
MoneyWayThe key details of a currency exchange network gathered in one short route
Vela GroupBusiness payments and private exchange kept apart under one shared brand// portfolioAll case studies47 projects — websites, stores, SaaS→Both. We start from our own product base and add custom development on top. We pick the modules you need, set up the processes, and build the interfaces and integrations. The exact package, the terms of use and the handover conditions go into the proposal and the contract.
Yes. We look at the merchant flow separately, covering checkout, payment links, invoices, subscriptions, refunds, disputes and settlements. We define which operations the platform handles and which services are connected to accept and move funds.
The price depends on the modules, the number and complexity of integrations, the client interfaces, data migration and deployment requirements. On the first call we clarify the task, and we prepare the estimate once the scope is agreed. Support and further development are priced as separate line items.
Yes. We can own an agreed part of the product or the whole build. We set the boundaries between your team, Apricode and external providers, how environments are accessed and how the work is accepted.
We plan deployment around your requirements. If the platform runs on your infrastructure, we define the environments, access, backups, monitoring and update procedure. Access to the source code and other usage rights are set out separately in the contract.
Our part is the software, the interfaces and the integrations. The operator defines the financial services model, the authorizations it needs and its contracts with providers. We set up technical checks and logs for the processes we agree on. They don't replace that part of getting the business ready.
Leave your name and a phone number or Telegram handle. On the call we'll walk through a future transaction from the client's action to the ledger and the result, and work out what we need for a first estimate.
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Kharkiv · Kyiv
// in detail
Custom fintech software development starts with how your business handles money. An exchange service runs each order at a quoted rate. A neobank keeps the account history and lets the client make new transactions. Processing links a buyer's payment to the merchant's settlement. Each model needs its own rules, interfaces and exception handling.
Apricode offers financial software development on its own modular base. We assemble the configuration you need, adapt the logic and connect external services. That lets you order a standalone fintech product, extend a platform you already run, or hand a defined part of the build to our team. We describe the scope through the scenarios the system has to handle.
A payment product has to show more than the client's new balance. You need to know which event changed it, where funds are reserved, how the fee was counted and what happens if the transaction is cancelled. The financial core links accounts and transactions through double-entry bookkeeping and keeps assets and reservations separate. Earlier history is kept, and a correction is posted as a separate entry.
For example, a payout may first reserve the amount, then get the provider's confirmation and finish with a debit. If it's declined, the reservation has to be released. Automated payment reconciliation matches the platform's records with the provider's notifications and statements. Each mismatch should reach the person responsible along with clear next steps.
Payment platform development covers the path from creating a payment to settlement. For merchants the platform supports stores, checkout, payment links, invoices and subscriptions. Refunds, disputes, chargebacks, reserves and the merchant payout schedule are agreed separately. Through the API and event notifications, other systems get the current status of each payment.
Crypto processing adds the choice of asset and network, tracking of incoming funds, confirmations and crediting rules. Fiat and crypto methods are connected through the providers you choose. For us, a white label payment gateway is a configuration of our software under your brand. The list of payment methods, provider contracts and commercial terms are set for each project.
Connecting a payment or blockchain provider starts with its documentation and test access. We test transaction creation, status updates, repeated notifications, errors and whether reconciliation works. Every provider behaves a little differently, and the platform API and separate integration modules let the system handle those differences as it grows.
We take the same approach to KYC/KYB, transaction checks, accounting systems and partner services. We define what data is passed, who uses it and what happens if an external service responds late. During the estimate we check whether a connector already exists or has to be built.
The client product and the operator's workspace do different jobs. The first needs clear actions, history and statuses. The second needs transaction search, exception handling, approvals and a decision log. For business clients we add representatives and staff access to specific accounts.
Fintech app development can include a web dashboard, an admin interface and a mobile app. Channels, platforms and the set of screens are agreed in the project scope. If you need a broader client-facing or internal service, see our web application development.
If the core scenario is exchanging at a quoted rate and processing orders, the details are on the crypto exchanger software page. If the client keeps permanent accounts, recipients, transfers and statements, see neobank development. We discuss payment processing for merchants as a separate platform profile.
Fintech outsourcing can also cover part of a product you already run. In that case we first set the boundaries of responsibility and the integration points. For a new interface on top of an existing system, development connected through an API is the right fit. We estimate its scope from specific client journeys.
To price fintech software development, we need the core transactions, currencies and assets, client types, providers, required interfaces and deployment requirements. If you're moving an existing product, we add the data structure and a migration plan. From that we build the list of modules, settings, custom work and tests.
Separately we agree on how the platform may be used, hosting on your infrastructure, handover of results, updates and support. You get a concrete launch plan that spells out who is responsible for what. To start, describe your idea and list the services the future product has to work with.
